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Read the bill before you pay it.

Plain guides for small US businesses on freight charges, retail deductions and unemployment claims.

01 / Freight charges

Detention and demurrage

For US importers.

D&D Detention vs demurrage What each charge means and why the difference matters when you check a bill Read D&D Check a demurrage invoice A simple order of checks, using what the FMC says every invoice must show Read D&D When you do not have to pay What the FMC billing rules in 46 CFR Part 541 require, and where their limits are Read D&D The 2022 lookback Why demurrage and detention you already paid since June 16, 2022 may not be closed Read D&D Writing a demurrage dispute The window, the ground, the evidence, and a simple outline you can follow Read

02 / Employer claims

Unemployment claims

For small US employers.

UI One claim, several years How an approved claim reaches your state tax rate, and why it stays there Read UI Quit, fired or laid off How the reason for a separation shapes an unemployment claim Read UI Answer the claim notice The deadline, what happens if you miss it, and what a clear response includes Read UI Prepare for the hearing What to send, who should speak, and how to handle a telephone hearing Read

03 / Retail deductions

Walmart and Target deductions

For suppliers.

AP Deductions, for new suppliers What they are, where you see them, and the habits that keep them under control Read AP Walmart codes and APDP What the common codes mean, what APDP handles, and how long you have Read AP Target Synergy and the limit The windows, the compliance exemption, and why each deduction gets only three tries Read AP The five documents PO, invoice, ASN, bill of lading and proof of delivery, and what each one proves Read AP Which ones to dispute Four questions that sort a deduction report into worth it and not worth it Read

All articles are general information, not legal advice.

04 / Start

Have a bill or notice in front of you?

Email it to nazmul@zenmul.com. I will tell you honestly whether there is anything worth recovering.

Email nazmul@zenmul.com